Different shoppers have different spending habits. If you’re the type to prefer managed spending through installments but do not have or do not want to use a credit card, this may be the perfect solution for you. Now more Filipinos can purchase the gadgets, appliances and other electronics that they need to make life more convenient at affordable installments through Home Credit Philippines.

Following its success in Metro Manila and neighboring provinces in Luzon, Home Credit Philippines, an international consumer finance company, heeded the demand from customers and partners, and recently expanded its operations to Cebu City and Pampanga to make its financing services available to more consumers.

“At Home Credit, our aim is to allow consumers to afford the things that they need to live a better life. While some of these products may seem heavy on the pocket at the onset, we offer affordable installment plans that will allow them to make a purchase and take home the goods right then and there. One of the best things about it, aside from the no-fuss process, is that there is no need for a credit card,” said David Minol, CEO of Home Credit Philippines.

Availing of Home Credit Installment is easy, simple and fast. Everyone can apply by presenting at least two valid IDs, completing an application form, and paying the down payment. Applications are then processed within 30 minutes, after which, shoppers can leave the store with their purchased goods.

“Our expansion to Cebu and Pampanga is a huge milestone for us as we’ve always identified these areas as key destinations where we think our financing services will be of great advantage. We’re very excited now that we’re able to help more customers with their purchases,” Minol added.

First established in the country in 2013, Home Credit has already served close to 200,000 customers  who have purchased different products including tablets, flat screen TVs, mobile phones, and home appliances such as air conditioners and refrigerators at varying installment arrangements. 

As part of the expansion, Home Credit began its operations in Cebu City on January 20, 2016 in Ayala Center Cebu and later expanded to SM Cebu with SM Appliances, Automatic Centre, MemoXpress and Rulls as its initial partners among others.

Meanwhile, Home Credit began its operations in Pampanga on January 25, 2016 in SM Pampanga with its partner retailers including Samsung, MemoXpress, Asianic, Robinson Appliances, SM Appliances, 
Silicon Valley and Rulls. Now, Home Credit is also available in SM San Fernando Downtown, SM Clark, Robinson StarMills, Robinson’s Angeles, and Marque Mall Angeles.

In Metro Manila, Home Credit has retail partners in almost all major malls including Ali Mall, Cash and Carry, Eastwood, Fairview Terraces, Festival Mall, Fisher Mall, Gateway Mall, Glorietta, Market Market, Pure Gold, Robinsons, SM Malls, Starmall, Trinoma and Vira Mall among others. Partners include Acer, Automatic Centre, Lenovo, MemoXpress, MyPhone, Oppo, Samsung, Silicon Valley, SM Appliance, Robinsons Appliances, and many more.

Now present in close to a thousand retail stores in the Philippines, Home Credit is gearing up for further expansion to other areas in the Philippines. To know more about Home Credit and find a list of partner retail stores nearest to you, please visit www.homecredit.ph. (PR)

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