As a child, Ten Ten Ibarra was sickly. His adoptive family was forced to sell their home to take care of him. He grew up into the hardworking 'Rakitero ng Manila' who had to take on different jobs to help make ends meet, especially when his Tatay Dodoy suffered from a heart attack.

It would be financially easier for Ten Ten's family if he has a health card to cover some of the medical expenses - hospital bills, surgery costs, and doctor's consultation fees. Prescription medicine is another matter, especially with on-going medication involved.

Most people do not see the value of having a health care coverage until we need one. We forego doctor visits and self-diagnose. We'd rather allocate our income for immediate needs such as food, rent and utilities. This is because healthcare is generally expensive for the average Filipino and policies catering for individuals are limited and costly in terms of monthly premiums.

This scenario reflects on millions of Filipino freelancers, self-employed professionals and micro, small and medium enterprise (MSME) owners who need to provide their own healthcare benefits on top of their SSS, PhilHealth and Pag-Ibig contributions.

Not anymore! A local startup is empowering these entrepreneurs by providing access to healthcare benefits. Starting at P2.80 per day (P999 a year), members can avail of managed healthcare services through a prepaid health card that can be shared with dependents.'s logo

Those who want to avail of better healthcare coverage can sign up for Business Silver, Gold or Platinum packages that comes with up to P30,000, P75,000 and P100,000 maximum benefit limit (MBL) per sickness.

Horsepower is more than just healthcare. They offer basic services like:
  • Bills Payment - pay for utilities such as water, cable, mobile and internet plans
  • Government Postings - settle SSS, PhilHealth and Pag-Ibig contributions online
  • Access to general tax and legal knowledge base

Paid members enjoy additional benefits such as:
  • Life and accident insurance PLUS access to international medical assistance and emergency services
  • One-time emergency hospitalization (available for Business Bronze plan only)
  • Special rates to partner co-working spaces
  • Travel insurance (available for Business Silver, Gold and Platinum plans)
  • Online accounting and payroll software (available for Business Silver, Gold and Platinum plans)

Now, Ten Ten can help better secure his family's future, health-wise and financially. Get yours today, log on to: or follow them on Facebook : 

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